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    "A Tradition of Trust in Driving Your Dreams Forward"

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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  • About Muthoot Capital
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Copyright © 2026 Muthoot Capital Services Ltd. All Rights Reserved

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  1. Home
  3. Products
  5. Loyalty Loan

Your Trust Our Rewards Exclusive loans just for you

  • Enjoy reduced rates as a valued customer.
  • Loan amounts range between ₹45,000 and ₹75,000.
  • Tenure up to 24 months
  • Get enhanced loan eligibility with ease.
  • Faster processing for our loyal customers.
  • Minimal documentation and quick disbursal.
CSR
  • Muthoot Pappachan Group Companies

    • Address

    • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
    • CIN: L67120KL1994PLC007726
    • GST Number: 32AADCM1805H1ZZ

    Contact

    • Email us :secretarial [at] muthootcap [dot] com
    • Call us : 4847119400 | 4846613450

    Enquire Now

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    I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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    Loyalty Loan – Exclusive Benefits for Valued Customers

    Owning a two-wheeler can not only transform your daily commute but can get you additional benefits. With Muthoot Capital’s Loyalty Loan, we go the extra mile for our valued customers by offering exclusive benefits that reward your continued trust.

    Enjoy low interest rates, affordable EMIs and higher loan amounts tailored to your financial needs. Get the priority approval you deserve, backed by a hassle-free process with minimal documentation and instant KYC verification.

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    Digital Lending

    Loan ParametersDetails
    Loyalty Loans Ranging FromINR 45,000 to INR 75,000
    Rate of Interest 18% - 28% per annum (reducing balance interest rate)
    Tenure12 to 24 Months
    Documents RequiredKYC documents & Bank Statements with IFSC code and A/c No
    Processing Fee700+GST
    Documentation Charges 1500 + GST
    Other Charges Pre Closure charges, insurance charges etc.

    Apply through our seamless digital platform for quick disbursal—no delays, no unnecessary steps. Best of all, our zero collateral requirement makes it easier than ever to get the loan you need. As a loyal customer, you’ve earned more than just convenience—you’ve earned premium treatment. Apply now and experience the first-class benefits of the Muthoot Loyalty Loan!

    Grievance Redressal Mechanism

    • Customers who wish to provide feedback or send in their complaint may use the following channels.

    Call (Toll free)

    0484 7119400/6631450 (9.30 am to 5.30 pm on Monday to Friday Except National Holiday)

    Email

    customer.care@muthootcap.com

    Write to us

    Customer Care officer, Muthoot Capital Services Limited, 3rd Floor, Muthoot Towers, MG Road, Kochi - 682035

    The Grievance Redressal Officer

    Mob: 9895111076, Email: grievance@muthootcap.com (In case complaint not resolved with 21 days or not satisfied with the solution)

    List of Lending Service Providers

    Name of LSPNature of Service Provided by LSPDLA of LSPAdditional Information about the LSP
    Muthoot
    Fincorp
    Limited
    MFL shall serve as a service provider to refer customers for Used Car Loan, Two - Wheeler Loan, Commercial Vehicle Loan, Loyalty Loans through its online platform.

    Loyalty Loan

    Instant Approval*

    Unlock Exclusive Benefits with Muthoot Loyalty Loan. Lower Rates and Faster Approvals!

    Exclusive Benefits for Valued Customers
    Existing Customers
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    Flexible Tenure
    Upto

    24 Months

    Use our EMI calculator to know your monthly installment

    Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

    Required loan amount
    min ₹10,000
    max ₹0.45 Lac
    Interest rate
    min 10%
    max 32%
    Tenure up to
    1 month
    24 months
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    Loan Amount
    ₹ 10,000
    Interest Payable
    ₹ 83

    Monthly EMI

    ₹ 10,083
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    Key Benefits & Features of Loyalty Loan

    Pre-approved loans

    Get quick approvals with pre-approved loans

    Loyalty Loan

    We provide loyalty loans to specific models under specific schemes*

    Special Interest Rates

    We offer attractive interest rates on loyalty Loans

    Quick approvals

    Get quick approvals with minimum paperwork

    Who can apply for a Loyalty Loan at Muthoot Capital?

    Getting a Loyalty loan is simple and straightforward. Here are the basic eligibility criteria you need to meet:

    1

    Existing Customers with excellent repayment history
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    2

    Age between 18 - 65 (at the time of application)
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    Documents Required for Loyalty Loan

    Applying for a Loyalty loan? Ensure you have the following documents ready

    Valid Identity Proof

    Aadhaar Card, Passport, Voter ID or Driving License

    Valid Address Proof

    Aadhaar Card, Passport, Voter ID or Driving License

    Loyalty Loan Interest Rate Charges & Processing Fees

    • Please click the link below to view charges.

      Schedule of Charges

    Muthoot
    Fincorp ONE
    Website: https://muthootfincorp.com/
    Address: Muthoot Fincorp Limited,
    Muthoot Centre, TC No 27/3722,
    Punnem Road, Thiruvananthapuram, Kerala 695039
    Contact No: 1800-102-1616, 0471-4911560
    Email: customercare@muthoot.com
    Grievance redressal officer: Julia Mathew