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  • Home
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    "A Tradition of Trust in Driving Your Dreams Forward"

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    “Success is the Sum of Small Efforts Repeated Daily”

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      Two Wheeler Loan

      With upto 95% financing offers

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      Own your dream car

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      Your partners in growth

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      Pre - approved loan

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      Own your dream vehicle

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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  • About Muthoot Capital
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Copyright © 2026 Muthoot Capital Services Ltd. All Rights Reserved

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  • Muthoot Pappachan Group Companies
  • Address

    • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
    • CIN: L67120KL1994PLC007726
    • GST Number: 32AADCM1805H1ZZ

    Contact

    • Email us :secretarial [at] muthootcap [dot] com
    • Call us : 4847119400 | 4846613450
    1. Home
    2. Products
    3. Fixed Deposit

    Lock- in your Savings with us and Unlock high returns

    • Earn up to 9.35%* p.a.
    • Deposit periods that fit your financial aims.
    • Hassle-Free FD Account Opening
    • Your deposits earn guaranteed returns.
    • Deposits are  only accepted in the state of Kerala.

    Enquire Now

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    I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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    Trust and Growth Through Fixed Deposits

    Grow your savings with Muthoot Fixed Deposits! We offer short-term and long-term deposit plans, according to your preference. Our schemes include monthly interest plans, annual interest plans, and maturity plans, offering Interest rate as high as 9.35%*. Senior citizens shall be eligible for additional interest of 0.25% on the rate of interest

    * Applicable interest rate for senior citizens for 36 Months (Annual scheme)

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    Fixed Deposit Interest Rates

    Scheme A - Non-Cumulative Deposits
    Monthly Interest Plan
    (Minimum Amount - ₹ 1000)
    PeriodRate of Interest (% p.a)
    12 Months7.65
    24 Months8.00
    36 Months8.50
    48 Months8.60
    60 Months8.50

    *Additional 0.25%interest is applicable for Senior citizens.Non-Resident Senior Citizen will not be eligible for 0.25% additional interest. Rate of interest for Deposits above Rs.3 Crores per deposit may vary from the published card rate, but within the cap on Rate of Interest specified by the Reserve Bank of India (RBI). Depositors are advised to verify the prevailing rates for such deposits, prior to making any investments.

    Important Documents to Download

    Public Deposit Advertisement

    Download details of Muthoot Capital’s deposit schemes, including tenure, rates, and conditions.

    Scheme

    Download a detailed summary of Muthoot Capital’s deposit schemes, covering features, tenure, interest rates & eligibility.

    Application Form

    Download the official form to apply for Muthoot Capital fixed deposits, including required fields, documentation.

    Unclaimed Matured Deposits

    Download the list of unclaimed deposits and contact us to start the claim process.

    Fixed Deposit @

    9.35%*

    Let us uphold and strengthen that trust, ensuring that everyone who engages with us does so with the confidence that they will always be guided with honesty and integrity."

    Guaranteed Returns
    High Returns
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    Flexible Tenure
    Upto

    60 Months

    Plan Smarter with Our FD calculator

    Estimate the maturity amount and interest earned based on your deposit amount, tenure, and deposit type. A simple tool to plan your investments wisely.

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    Monthly Interest
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    Total Interest
    ₹ 0
    Maturity Value
    ₹ 0

    Key Benefits & Features of Fixed Deposit

    Attractive interest

    We offer attractive interest rates as high as 9.35%*

    Easy documentation

    Easy and simple documentation

    Saving Habits

    Encourages the habit of savings

    Guaranteed returns

    We ensure Guaranteed returns

    Documents Required For Fixed Deposit

    To have your process run smoothly, here are the documents you should have ready

    Valid Identity Proof

    Aadhaar Card, Passport, Voter ID or Driving License

    PAN CARD

    Mandatory

    Valid Address Proof

    Aadhaar Card, Passport, Voter ID or Driving License

    FAQ

    A Comprehensive Guide to Fixed Deposits: Everything You Need to Know Before Investing