Ritu Elizabeth George

Ritu Elizabeth George served as the Associate Vice President of Human Resources at MFL One, a strategic business unit (SBU) of Muthoot Fincorp Limited, which is part of the renowned Muthoot Pappachan Group, a conglomerate with over 135 years of history. With a strong foundation in economics and hospitality management, Ritu has built a diverse career across multiple industries, including hospitality, risk analysis, and entrepreneurship.

Ritu began her professional journey in the field of risk analysis at KPMG. As a risk analyst, she was responsible for conducting internal audits for various multinational companies, conducting compliance and process audits. This experience broadened her expertise in corporate governance and compliance, adding a new dimension to her professional portfolio.

Following her time in corporate, Ritu went on to pursue a master’s in hospitality management from Le Cordon Bleu in Australia and transitioned to hospitality, gaining valuable experience at renowned organizations such as Hilton and Novotel in Australia. Here, she built her skills in guest relations and people management, fostering a deep passion for creating positive customer experiences and driving team engagement.

She has been instrumental in single handedly planning and executing a 360 degree performance management method for MFL ONE in its first year of inception. Her ability to connect with people and her deep understanding of human behaviour have been pivotal in fostering a positive and dynamic workplace culture.

Ritu is actively involved in the hospitality and real estate division of the Muthoot Pappachan Group. She plays a key role in shaping the strategic direction of this sector, participating in critical meetings, and contributing to decision-making processes ensuring they align with the company’s overall vision and objectives.

Beyond her professional achievements, Ritu is passionate about continuous learning and personal growth. She is currently pursuing an online master’s degree in human resource management from XLRI to further enhance her knowledge and skills in the field.

Ritu’s entrepreneurial spirit led her to establish “Asoy”, a luxury scented candle brand. Her venture into entrepreneurship reflects her creative side and her keen aesthetic sense, as well as her dedication to creating quality products.

Ritu embodies a blend of professional excellence, entrepreneurial spirit, and a genuine passion for people enabling her to make a positive impact in every endeavour she undertakes.

Tina Suzanne George

Tina Suzanne George, a Chartered Accountant, is a professional in finance with over 17 years of experience. Tina is a 4th generation entrepreneur. She oversees the vehicle finance division of the group and manages a portfolio of about Rs. 2500 Crore, which is part of the overall group’s portfolio of Rs. 30,000 Crore. As part of business group that has existed for more than 135 years, Tina is working on a complete process overhaul, digitization and bringing in the best talent to scale the vehicle loan business to greater heights.

Before taking a lead role in Group’s star performer, she has gone through a challenging stint with various Indian & Global Financial Services & Consulting majors, viz., Deloitte, Haskins & Sells; S R Batliboi & Co. (part of E&Y) and B S R & Co during which Tina has been hands-on on various aspects in the financial space like, amongst others: Audit, International Tax Consulting, Corporate Law, Data Analysis, Regulatory & Compliance Aspects and Operational aspects of Taxation.

Her extensive and grueling work experience comes on top of outstanding academic foundation. Aside from Chartered Accountancy, Tina has completed Level 1 of the CFA programme and has undertaken a programme in Management at Harvard Extension School in Strategy and Management and a Certificate program in Business Analytics from HBS Online, on the back of her Bachelor of Commerce degree with high scores. Tina has excelled at School & College level as well, being district level topper across varied parameters.

Previously, Tina had also spearheaded #RestartIndia, an initiative of Muthoot Pappachan Group, together with INKtalks to create a common ecosystem for small and nano businesses in India so that they can find a way to come out of the challenges they were facing, by enabling them to reach markets and adapt to efficient ways of doing business.

A former seasoned Toastmaster, Tina is an avid speaker at various business and entrepreneurial forums organized by Singularity University, CII, FICCI, HerMoneyTalks, Dhanam Business Magazine, NBFC Summit, INK Tribe and other professional platforms and was also awarded as one of India’s Top 100 Women in Finance in the ‘Promising’ category by AIWMI in 2019 and the top 10 Dynamic Business Leaders to Follow in 2022 by PrimeView and Young Leader and Woman Leader of the Year at the 17th NBFC & Fintech Awards held in Chennai in July 2024.

Apart from her serious focus on work, Tina has an inclination for social projects. She has worked for a not-for profit start-up to strategize their fund raising vertical.