Our Story
Muthoot Capital Services Ltd.

Established in 1994, Muthoot Capital Services Ltd. is one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians and human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd. We also offer vital advice along with funds so you can give wheels to your dreams!

Muthoot Capital Services Ltd. promoted by the Muthoot Pappachan Group is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India and its equity shares listed in Bombay Stock Exchange (BSE) and National Stock Exchange of India (NSE).

Our portfolio includes retail finance products such as Two Wheeler Loans, Used Car Loans and Investment Product in the form of Fixed Deposits.


Our Mission

To provide timely small credit to millions of ordinary people, and also provide them with simple options to save their hard earnings.


Our Vision

To be the most trusted financial service provider, at the door step of the common man, satisfying him immediately with easy and simple products.


Our Essence

We will do everything to gain and maintain the Trust of all the stakeholders and will not do anything to lose their trust.

7 Lacs



2596 Cr

The Board
Board of Directors

Mr. Thomas John Muthoot

Mr. Thomas John Muthoot


Thomas John Muthoot is the Chairman and Managing Director of the Muthoot Pappachan Group (MPG). Johnie – as he is fondly called – is the third-generation leader of the 131 years of legacy in trading, retail and retail finance.

Mr. Thomas George Muthoot

Mr. Thomas George Muthoot


Mr. Thomas George Muthoot, along with his brothers, viz., Mr. Thomas John Muthoot and Mr. Thomas Muthoot, is the core Promoter of the much-diversified conglomerate, the Muthoot Pappachan Group (MPG).

Mr. Thomas Muthoot

Mr. Thomas Muthoot


Thomas Muthoot is the Director with Muthoot Pappachan Group and Executive Director of Muthoot Fincorp Ltd. He is an expert in Micro credit and Micro savings business with a great desire to serve the masses.

Mr. A. P. Kurian

Mr. A. P. Kurian


In a career spanning over 50 years, A.P. Kurian has been recognised for his superior managerial skills. He has received Best Marketing Man of the year in 1987 and Best Professional Manager in 1993.

Mr. K. M. Abraham

Mr. K. M. Abraham


Mr. K. M. Abraham brings with him 37 years of experience in various sectors such as financial sector, public finance, higher education, social sector, administration and governance as well as in conceptualizing, designing and implementing major IT systems and managing project teams.

Mrs.Radha Unni


Ms Radha Unni had a career in Banking spanning over 36 years during which she served all over the country including Tamil Nadu, Madhya Pradesh, Maharashtra and Kerala. During the tenure in the Bank, she was primarily involved in credit and project appraisal of small, medium and large projects.

Thomas Mathew


Mr. Thomas Mathew has experience of over 35 years in audit and he was engagement partner on audits of many prestigious Multinational and Indian group companies spread over various industries, including Hindustan Unilever Limited, Glaxo India, Novartis, Blue Dart, Kotak, RPG Group among others.

The Leadership
Key People

Mr. Madhu Alexiouse

Chief Operating Officer

Mr. Vinodkumar M. Panicker

Chief Finance Officer

Mr. R Balakrishnan

Executive Vice President

Mr. Bimal Rawat

General Manager (North)

Mr. Bijesh K Menon

Vice President – Head, Collections

Dr. Gopalakrishnan J Prakash

Head of Human Capital Management & Development

Mr. Sandeep Vellarikkat

Head – Products, Credit & Risk

Mr. Vijayan T

Vice President – IT & Operations

Blue Soch
Empowering Human Ambition

Blue Soch enables you to think without boundaries. Blue Soch is an idea of Hope, Dreams & Success. It fuels your vision and turns them into a reality. Blue Soch is anyone who dares to dream big. It is a doorway to opportunities without distinguishing between big or small.

Your tomorrow doesn’t have to be dictated by your today. Because with determination and hard work, you can move mountains. This is the Blue Soch. Like millions of Indians, all of us at Muthoot Pappachan Group also believe in it. This belief helps us empower our customers towards a better tomorrow, with various financial products and services. That's why, Blue is Belief

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Muthoot Pappachan Group

Our journey began with the belief that we could make a difference by bringing dignity and independence to millions. We are reaching our customers with a diverse mix of retail offerings through over 3500 branches across the country.

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MPG Companies
Muthoot Pappachan Group