Muthoot Capital Services

Two Wheeler Loan

Owning a two wheeler has never been this easy. Our two wheeler loans provide 90% of the on-road price of the vehicle, simple interest rates and easy EMI's. You can pay at your own time bound manner at any of the Muthoot Fincorp branches across the country.

Salient features

  • Flexible repayment options, ranging from 12 to 36 months.
  • Attractive interest rates.
  • Loan approvals in 30 minutes
  • Repayment through any of Muthoot Fincorp branches across the country.
  • Installment can be paid daily/weekly/fortnightly/monthly according to the customer's convenience
  • Hassle free loans - no post dated cheques required
  • Easy and simple documentation.
  • Spot approval for Muthoot Pappachan Group debenture holders.
  • Special schemes to suit your needs.
  • Spot approval for Honda / Hero Honda models.
  • No income proof based programs also available
  • Attractive interest rates-25% (as per applicable scheme)* *



  • Salaried or self employed persons.
  • Age between 18 and 65
  • Minimum net income / net profit of 60,000/- p.a.
  • Residence stability: minimum one year in the current address.
  • Job/Business stability: minimum one year in the present job



  • Valid identity proof: Any one of passport /voters ID card/ driving license/ PAN card
  • Valid address proof: Any one of passport / voters ID card/ driving license/ telephone bill/electricity bill/ gas connection bills/ ration card/ LIC policy.
  • Income proof: ITR / form 16 / pay slip / salary, credit card or bank statement.
  • Asset proof: Latest land/building/house tax receipt
  • Recent passport size photo.



Q: How long will it take to approve the loan?
A: Within 30* minutes of completing the documentation

Q: How much finance can I avail of?
A: The minimum loan amount is Rs. 10000/- and a maximum is Rs. 60,000*, subject      to 90%* of the on road price*

Q: What are the tenure options?
A: You can choose from any of the well-paced repayment options of 12, 18, 24,     30, or 36 monthly installments.

Q: How can I remit the monthly installment?
A: By way of cash (daily / weekly / fortnightly / monthly) according to your cash     flow, at any of Muthoot Fincorp branches across the country

Q: Do I have the option of pre-paying the entire loan amount?
A: Yes. You can pre-pay the loan any time, at a nominal charge.

*conditions apply

**Late payment penalty at 3% per month of the defaulted instalment amount compounded at monthly rests, will be charged, in the event the repayment is not made on the agreed due date.

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