Madhu Alexiouse

Chief Operating Officer

Mr. Madhu Alexiouse is a BBA and MBA (Finance & Marketing) from C Rajagopalachari Institute of Business Management, Bhopal. He is one of the leading consumer and retail finance specialist, and had been establishing profitable businesses across the country in BFSI sector. He has a proven track record of Market Share leadership, maximizing revenue and earnings, establishing low cost distribution through digital foot prints.
With over 2 decades of experience, Mr. Alexiouse has held Senior Leadership Roles in companies like Tata Motors Finance Limited, L&T Finance, Eicher Motors, Sundaram Finance, Royal Sundaram Alliance Insurance Ltd and IIFL. He joined MCSL from IIFL where he was National Sales Head for Used Commercial Vehicle business. During his career, he has worked in multiple locations including Mumbai, Delhi, Chennai, Kolkata, and Chandigarh, and handled a loan book of over Rs. 6000 crores for products like two wheelers, cars, commercial vehicles, Construction Equipment, Tractors and Agricultural implements, besides other consumer retail products.

Vinod Kumar Panicker

Chief Finance Officer

Mr Vinod Kumar Panicker, is a Chartered Accountant with 27 years of experience across FMCG and Media & Entertainment sectors. Worked with Cadbury Schweppes, Coca-Cola, Asianet Satellite Communications and Outlook Publishing. He assumed charge of CFO of MCSL from Dec 2013.

R Balakrishnan

General Manager

Mr. R. Balakrishnan is the General Manager for two wheeler finance. He has close to three decades of experience in retail sales & collections and has been associated with two wheeler finance for more than 25 years. Prior to joining Muthoot Capital Services Ltd, he was associated with TVS and Integrated Finance for a brief stint. In his previous assignments he has overseen Product Strategy, sales and collections for the Retail Business. He heads business development, new market development, new product development, credit, operations, risk and receivables management at Muthoot Capital services Ltd since 2008. He holds a postgraduate degree in Maths and Marketing Management.

Bimal Rawat

General Manager (North)

Mr Bimal Rawat is an MBA from University Department of Management, Pune and has over 17 years of experience across various functions, products in India and GCC apart from his initial 7-year stint with Indian Air Force. He has successfully set up Consumer Finance Businesses and headed Profit Centres in Auto Loans, 2 Wheeler Loans, Consumer Durable Loans, Personal Loans etc. in different organisations such as Citi Group, HDFC Bank, Capital First, Saudi Finance etc. For MCSL, he driving business in the states/UT of Delhi, Rajasthan, Punjab, Haryana, Himachal Pradesh, J & K, UP, Uttarakhand, MP and Chhattisgarh.

Babu Abraham

Head - HR

Mr. Babu Abraham is a Senior Management Professional, a post graduate in Analytical Chemistry and also an MBA from CUSAT, having around 35 years of experience in manufacturing, production /processes, human resources management, industrial relations, and Human capital development. Worked with Murugappa Group, RPG Group, Geojit Financial Services and Nitta Gelatin India ltd in various capacities from Junior Management level to Sr. Executive Director Level. Accountable for achieving Business results through highly motivated and high performing human force, enhancing skill level of employees, focusing on performance orientation and motivating employees to contribute their best.

Syam Kumar R

Company Secretary & Head Governance

Mr Syam Kumar is a Fellow member of the Institute of Company Secretaries of India having more than 19 years of experience in the legal and secretarial matters. His major assignments were with listed companies. Worked with Patspin India Ltd, JRG Securities Ltd (presently Inditrade Securities Ltd) and ELGI Equipments Ltd, Coimbatore.He was the former Chairman of Kochi Chapter of Institute of Company Secretaries of India.He joined MCSL in June 2014.

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